Why spend more to run billing yourself?
Stop spending time and money maintaining your own billing infrastructure. Insurity Billing-as-a-Service handles all your payments, invoicing, NOCs, reconciliation, and billing operations for a fraction of what it costs to run billing in-house.


Billing-as-Service by the Numbers
00%
lower operational costs
0M+
installments processed yearly
000K+
pieces of mail sent
$0.0B+
premium processed
Billing shouldn’t slow down the business you’re trying to grow
Billing often competes with higher priorities, yet managing direct bill, collections, and reconciliation in-house consumes time and resources that should go toward growth. Insurity Billing-as-a-Service simplifies the entire process so teams can launch new business quickly without building billing operations internally.

Issue more policies with zero billing friction
Insurity Billing-as-a-Service handles the entire billing lifecycle, from payments and collections to reconciliation, so you can issue more policies without adding overhead. Customers reduce billing costs by over 50% while scaling on a platform that already processes billions in premium.




Grow your business without billing headaches
Eliminate billing frustrations and optimize cash flow with outsourced end-to-end billing
Slash billing costs at every stage
Pay a flat fee for each payment covering all administration, processing, and postage costs
Make billing simple
Let us handle sending invoices and collecting and distributing payments – all at a lower cost than running billing in house

Deliver a billing experience policyholders can trust
Insurity Billing-as-a-Service enhances the billing process with flexible billing options and commission distribution, while creating a smoother experience for insureds, agents, and partners.
Offer flexible payment options
Support multiple payment methods and automate commission calculations to meet policyholder and partner expectations
Extend your brand into every interaction
Provide branded billing portals, invoices, and communications that build confidence and strengthen customer relationships
Automate commissions and premium remittance
Deliver commissions and premium remittance directly to each account via a secure lockbox



Built-in compliance without the operational burden
Insurity Billing-as-a-Service delivers enterprise-grade security, compliance support, and standardized processes so carriers and MGAs stay protected without managing complex billing infrastructure internally.

Reduce risk and transaction errors
Ensure proper transactions with legal notice issuance and payment verification against your policy or agency management systems
Automate regulatory notices
Generate and deliver cancellation and rescission notices automatically in accordance with state-level regulations
Connect securely with any ecosystem
Utilize a digital ecosystem of APIs to connect to your existing core or agency management systems

More features
With Billing-as-a-Service, you get even more capabilities that make day-to-day operations simpler and scale with your growth.

Secure lockbox
Flexible billing options
Online reporting
Scheduled billing
Direct commission distribution
Carrier payables
PCI compliant
Commission reconciliation

What Billing-as-a-Service
customers are saying
Resources
Book a demo
Ready to see Billing-as-a-Service in action? Step inside the platform with a demo tailored to your business priorities.

Frequently asked questions
Billing-as-a-Service will work directly with the insured and broker to address any billing questions that may arise.
Typically yes, and in doing so we eliminate the need for you to reconcile direct bill, however the Billing-as-a-Service platform is dynamic and flexible and can be configured to distribute the commissions in full to the MGA if that is desired.
Commission payments are paid on an "as collected" basis.
No, Billing-as-a-Service is a third party service provider, not a financing company. We do not prefund the carriers any premium we have not collected nor do we charge an interest charge for premiums due to us.
Typically the MGA is responsible for any premiums that go uncollected. Billing-as-a-Service does not assume the contractual obligation to pay the carrier any premium it has not collected.
We can handle any installment schedule that is agreed upon between the MGA and the carrier, Monthly, quarterly, semi-annual, pay in full or any combination of.
Yes, Billing-as-a-Service has a payroll deduct program for workers compensation programs.
Essentially yes, Billing-as-a-Service staff will take all of your inbound calls that relate to the product we are billing for you, eliminating the need for you field any billing calls. We become your billing call center.
Billing-as-a-Service has a custom integration with ODEN, a well-known, proven service utilized by many insurance carriers and MGA's around the country to ensure their notices are compliant with state laws and regulations.
Yes, the Billing-as-a-Service platform fully supports online bill pay via credit card and ACH. Either the insured, broker or MGA can make a payment on behalf of the policy via the online platform. The charges are typically a pass through to the MGA or carrier or they may be absorbed into the service charges from Billing-as-a-Service.
The Billing-as-a-Service website is secure to current web standards for protection against hacking and theft of data. Billing-as-a-Service does not sell or share any data to any entities that are not parties in our contractual agreement. Further, Billing-as-a-Service stores no credit card information on its website, completely eliminating the ability to steal this data from our site.
For each program Billing-as-a-Service opens, there is a jointly held premium trust account where all premium proceeds are deposited until they are remitted to the carrier. These funds will only be invested in conservative treasury type investments as governed by the master agreement with Billing-as-a-Service. This is no different then the handling of premiums at the agency level.



