Outpace the market with faster, lower-cost, higher-performance policy admin for commercial lines.
Deliver complex commercial lines faster with a modern policy platform built for speed, regulatory confidence, and rapid implementation. Policy Decisions is powered by the industry's strongest bureau managed services and broadest portfolio of admitted lines of business.
Regulatory-as-a-Service, built in
Policy Decisions removes the burden of regulatory maintenance so your teams can focus on growth. From bureau monitoring to rate, rule, form updates and complex reporting, regulatory expertise is built directly in the platform, freeing your team to launch new products faster, win more business, and improve profitability.
Reduce regulatory overhead
Replace complex tracking tools and manual bureau monitoring with a managed service that delivers rate, rule, and form updates directly into your system
Always current, always compliant
Receive automated regulatory updates so you’re never scrambling to react to the latest bureau changes
Built to move with the market
Quickly launch and adjust products with a platform designed to support bureau rating and content across your commercial business
Lower your total cost of ownership
Policy Decisions is built to deliver meaningful cost savings compared to other policy admin systems, without sacrificing the configurability, control, or scale carriers need.
Reduce total cost of ownership by 50%
Build on a proven, scalable platform that writes over $70B in premium annually, cuts total cost of ownership by up to 50% versus traditional policy admin systems, and preserves the depth, control, and configurability carriers expect
Eliminate disruptive upgrades
Stay current without upgrade drama thanks to a continuous delivery model that bakes your configurations and customizations into every release so you get new capabilities without retrofit projects or disruptive upgrades
Move faster from product idea to written premium
Enter new markets quickly with 20+ commercial lines out of the box, built-in bureau support, and configurable rules and APIs that streamline underwriting, rating, issuance, and servicing
Process large complex commercial policies quickly
Policy Decisions simplifies the most complex commercial accounts. Instead of keying in endless schedules, operations can load thousands of vehicles or locations into a single policy in one step, allowing work to move faster, cleaner, and with far less effort.
Import large schedules faster
Load thousands of vehicles or locations in a single import using a standardized template, with built-in checks and validation
Eliminate manual entry and rework
Reduce keystrokes, errors, and handoffs across underwriting and operations
Start processing immediately
Once data is validated, underwriting, rating, and servicing can get straight to work, creating a smoother end-to-end workflow for your team and your agents
Policy Decisions by the Numbers
$00B+
premium written annually
00%+
more time reclaimed from compliance work
00%
faster quote turnaround
00%
lower operating expenses
More features
With Policy Decisions, you gain powerful capabilities that simplify day-to-day operations today and seamlessly scale as your business grows
Fully managed bureau content that supports major bureau lines
Transparent audit capability across multiple lines
Automated renewal processing
Compliance reporting services
Best-in-class out-of-sequence processing with statistical coding
Cloud deployment options
Multi-year policy support
Cross-term endorsements
What Policy Decisions customers
are saying
"Insurity’s Policy Decisions and Bureau Managed Services support our core business lines, helping us stay accurate, compliant and efficient in a highly regulated market. While Zurich sets the standard for reliability and customer service, working with Insurity makes it easier for us to keep things running smoothly and respond quickly to changes. This collaboration is part of why we’ve been able to deliver consistent value to our customers for decades, and we look forward to building on that foundation in the years ahead."
“We’re thrilled to see how quickly Policy Decisions Evolution has transformed the way we operate. The platform has enabled us to simplify and accelerate our policy processes, giving our teams and agents the flexibility and speed they need to deliver exceptional service to customers nationwide. It’s a critical step forward in our strategy to modernize and revolutionize our operational excellence and outpace our competitors.”
“It’s no small feat to go from a data center-hosted environment to the cloud, but we worked closely with the Insurity team to see what a successful upgrade would look like…The whole process of moving to the cloud and a new user interface with Insurity has resulted in nothing but positive outcomes for Zurich.”
"Insurity’s Policy Decisions and Bureau Managed Services support our core business lines, helping us stay accurate, compliant and efficient in a highly regulated market. While Zurich sets the standard for reliability and customer service, working with Insurity makes it easier for us to keep things running smoothly and respond quickly to changes. This collaboration is part of why we’ve been able to deliver consistent value to our customers for decades, and we look forward to building on that foundation in the years ahead."
“We’re thrilled to see how quickly Policy Decisions Evolution has transformed the way we operate. The platform has enabled us to simplify and accelerate our policy processes, giving our teams and agents the flexibility and speed they need to deliver exceptional service to customers nationwide. It’s a critical step forward in our strategy to modernize and revolutionize our operational excellence and outpace our competitors.”
“It’s no small feat to go from a data center-hosted environment to the cloud, but we worked closely with the Insurity team to see what a successful upgrade would look like…The whole process of moving to the cloud and a new user interface with Insurity has resulted in nothing but positive outcomes for Zurich.”
Resources
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